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BTLS Listening Thread - January 2016

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  • Here's how a pawn loan works (at least where I used to work).
    You get a loan for $X.XX
    You have UP TO 90 days to pick it up.
    If you pick it up within the first 30 days, it's the loan value plus 20% interest
    at 60 days it's the loan value + 40% interest
    at 90 days it's the loan value + 60% interest
    if you do not come in within 90 days you lose your item.
    if at 90 days you cannot afford to pick up the item but don't want to lose it, you can extend the loan for 30 days by paying the 20% interest, but keep in mind you still have to pay the loan + 60% when you come back in 30 days to pick it up or in the case of this dumbass, keep extending it and buying time at 20% a clip.
    Last edited by Cpt. Mcgillicutty; 01-13-2016, 08:16 AM.
    Originally posted by Drew Garabo
    Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

    Comment


    • I used to pawn a rifle now and then right at my gun store, pretty much how it went Cpt.
      Not Dead

      Comment


      • I know I'm gonna sound like a dick here, but fuck it. Just because someone is a veteran doesn't entitle them to being exempt from being a dumbass or entitle them to special treatment. People use the "veteran" term every time something goes wrong or when they are looking for sympathy.
        Originally posted by Drew Garabo
        Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

        Comment


        • This guy fucked himself over.
          Not Dead

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          • Background checks cost money, unless you tack that fee on to the front end of the customer's loan it makes no sense. Oh and this jackass caller just admitted to a "Straw Purchase" which is a felony.
            Last edited by Cpt. Mcgillicutty; 01-13-2016, 08:26 AM.
            Originally posted by Drew Garabo
            Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

            Comment


            • I take a stroll through a local pawn shop here about every other month, Never know what you might find.
              Member, National Sarcasm Society. Like we need your support.

              Comment


              • Originally posted by NeTaS View Post
                This guy fucked himself over.
                I can't tell you how many times people came in to pick up their guns out of pawn and we wouldn't release them because they couldn't pass the background check.
                Originally posted by Drew Garabo
                Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

                Comment


                • Originally posted by The Butler View Post
                  I take a stroll through a local pawn shop here about every other month, Never know what you might find.
                  Me too brother, it's like a scavenger/treasure hunt.
                  Originally posted by Drew Garabo
                  Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

                  Comment


                  • Ok, here's how that deal works...
                    If your stuff is stolen and pawned by the thief, the pawn detectives will catch it (if the item has a serial number), put it off to the side, call the victim, they do have to come in and pay what was loaned on the item (no interest is charged in these situations) but they do have to pay the principal(which does suck I'll admit). When the thief is caught he has to pay restitution to the victim for the principle and the pawn shop for the lost interest. This money is usually initially paid back while the person is in jail/prison working a job. We used to get very small checks from the state from the criminals paying back their restitution a few cents at a time
                    Originally posted by Drew Garabo
                    Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

                    Comment


                    • Not a bad idea giving away powerball tickets with a purchase of bubba army merch. Really appeal to the white trash out there.
                      Last edited by Cpt. Mcgillicutty; 01-13-2016, 08:37 AM.
                      Originally posted by Drew Garabo
                      Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

                      Comment


                      • Sorry Manson, this bit is lame. Not feelin it.
                        Originally posted by Drew Garabo
                        Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

                        Comment


                        • Sorry Manson, this bit is lame. Not feelin it.

                          Edit: He pulled the nose up at the end, but I would contend that RadioIO was a bigger failure than Bubba 98.7 or PlanetBubba Clearwater for that matter
                          Last edited by Cpt. Mcgillicutty; 01-13-2016, 09:00 AM.
                          Originally posted by Drew Garabo
                          Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

                          Comment


                          • I'm not gonna say either way, but Bubba, if we "Came from Monkeys", why are there still monkeys around?
                            Originally posted by Drew Garabo
                            Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

                            Comment


                            • Originally posted by Cpt. Mcgillicutty View Post
                              Not a bad idea giving away powerball tickets with a purchase of bubba army merch. Really appeal to the white trash out there.
                              Rover is doing a scavenger hunt for $1,000 worth of tickets this morning.
                              Member, National Sarcasm Society. Like we need your support.

                              Comment


                              • Originally posted by The Butler View Post
                                Rover is doing a scavenger hunt for $1,000 worth of tickets this morning.
                                I'd rather have the one large in cash thanks.
                                Originally posted by Drew Garabo
                                Cpt., with full awareness of your disdain for me, I still have to say that you are making some strong points.

                                Comment

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